S.E. FINANCE PTY. LTD. was formed on the 15th of January, 1999.
It consists of three directors being Stephen Ryan, Ken Lonie(Deceased) and Ken Pattison.
All were employed for many years with Esanda Finance Corporation Limited, totalling 74 Years combined service with Esanda.

Both current directors have extensive experience in the Banking and Financial industry since 1967. SE Finance whilst remaining independently owned also forms part of the Money Resources Group which currently has 22 members in Metropolitan and Country Victoria. The Group is one of the largest Equipment Finance Broking houses in Victoria.

Ashley McLean joined SE Finance in 2004 with Louis Nardella joining in 2011. Both Ashley and Louis have added their invaluable Equipment expertise to the long established SE Finance operation.

operates from premises at Suite 2, 1253 Nepan Hwy, Cheltenham, 3192



Stephen has 28 Years Banking and Finance experience. Within ANZ / ESANDA GROUP.
And has held Senior positions including Commercial Sales.

Interests include Family, Football, Cricket and Golf.

Email: steveryan@sefinance.com.au


Ken has 45 Years Banking and Finance experience with both Commonwealth and ANZ / ESANDA GROUPS. Held senior management positions in ESANDA including Commercial and Dealer Finance.

Recipient of many awards including being rated the Number One Sales Resource in Australia for 1996 for ESANDA FINANCE.

Interests include Family, Gardening, Football and Golf. Past President of the Cheltenham Golf Club. Councillor of Victorian VGA.




Ashley has 12 years experience in asset and finance broking to a broad range of industries. With expertise in construction, earthmoving, heavy haulage equipment, alongside invaluable experience in motor vehicle and fleet management. Ashley places strong emphasis on customer service.

Interests include Travel, cooking, gardening and a wide range of sports.



Louis NardellaAssociate


Louis has 28 years Banking and Finance experience , part with a Big4 bank with the vast majority at Regional or Foreign Banks. Louis started his banking/finance career at the CBA in a retail environment before rapidly moving into the Business Finance arena specialising in Equipment/Vehicle Finance for the most recent 20 years.

Interests include: Family , Road cycling , Marathon running and going to the AFL Football with his children.


S.E. FINANCE PTY. LTD. Suite 2, 1253 Nepean Hwy Cheltenham, 3192.
Phone: 03 9584 0388 Fax: 03 9584 0399